As the business of identity theft grows each year, equipping your computer with a good phishing filter becomes more and more vital. Phishing is the practice of stealing private information via the Web. With this information, phishers can make your life miserable.

Phishers are unscrupulous criminals who will go to great lengths to trick honest people by misrepresenting themselves as representatives of trustworthy businesses. What they are really out to do is to lure you into their trap.

PC savvy phishers will create fake Sites using company logos to make them appear legitimate. They generally contact their victims through instant messages or e-mails, requesting that they go to a specific Site to "verify" their account information. Often, they create pop-up windows which are difficult to resist.

If you visit the bogus site and enter any information, you could be opening yourself up to having your bank accounts tampered with, incurring fraudulent purchases on your credit card accounts or becoming the victim of identity theft. When any of these happen, you will have a long road to recovering what's rightfully yours including your own name and identity.

Having a phishing filter will protect you by preventing you from entering personal information into Web sites which are confirmed to be engaged in phishing activities. A lot of filters can be downloaded from the Web at no charge and will automatically update themselves to keep your protection current. If you choose a filter which does not come with an auto updater, you should plan to run manual updates at least once each week.

Phishing filters include Phishing Sweeper 2.1.0.1, Phishing Detector 1.0, Clear Search Anti-Phishing 1.80.d and SPAMfighter. Check on the internet to see which are the most up to date before downloading. As with all things online, software, including phishing filters, are subject to changes and even to being outmoded. To find the greatest phishing filter for your Internet shopping and banking habits, do some research on the web about the programs or ask a representative from your local Internet Service Provider for advice.

One of the best ways to protect yourself from Web fraud is to beware anytime somebody contacts you to request your personal info. In most cases, you initiate the exchange of your personal information. If someone contacts you to request it, you can always ask for a phone number to determine whether the request is legitimate.

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